A Most Unlikely Story

As the financial and job markets continue to seek inspiration, I'll try a little free association with people whose every spare moment (including moments they cannot afford to spare) are devoted to building miniature houses. Let's see how long it takes to liken them to this current financial situation.
First, it begins with some odds and ends left over from some handiwork around the house. The hobbyist is fascinated with the idea of a dollhouse. Soon, she becomes a property developer. Why not recreate, say, Buckingham Palace? Soon, she asks around for toy soldiers and, maybe some princes and princesses. "They're so lovely; let's make them some gold-encrusted jewelry and buttons. Out come the credit cards.
Before you know it, the mini-developer is importing miniature bricks for the tower extension.
"Er, am I paying up on my credit card purchases on time?" Next, come the complicated derivative swaps. Let's go online and sell or exchange items. Maybe I can time-share the dollhouses. (Forget that the dollhouse was never really completed before all the focus was on the palace). Some online fool sends miniature items for the dollhouse, but it went towards the Buckingham Palace building fund - plus some profit for the expenses incurred by the "dollhouse builder", plus bonuses (justified as "expenses" and "pre-contracted payments"! More online enthusiasts are sucked into a big Ponzi scheme.
In the end, the Buckingham Palace becomes too big a project to fail! Hah.